{"id":1083,"date":"2020-09-20T20:09:27","date_gmt":"2020-09-20T18:09:27","guid":{"rendered":"https:\/\/cspm-assurances.com\/?page_id=1083"},"modified":"2022-10-17T00:16:01","modified_gmt":"2022-10-16T22:16:01","slug":"prevoyance-des-independants","status":"publish","type":"page","link":"http:\/\/cspm-assurances.com\/index.php\/prevoyance-des-independants\/","title":{"rendered":"Pr\u00e9voyance TNS +"},"content":{"rendered":"

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PR\u00c9VOYANCE TNS +<\/h1>\n

Assurez le maintien de vos revenus en cas d\u2019accident, de maladie, d\u2019hospitalisation\u2026<\/p>\n

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PR\u00c9VOYANCE TNS +<\/h1>\n

Assurez le maintien de vos revenus en cas d\u2019accident, de maladie, d\u2019hospitalisation\u2026[\/et_pb_text][\/et_pb_column][et_pb_column type=\u00a0\u00bb1_2″ _builder_version=\u00a0\u00bb4.16″ custom_padding=\u00a0\u00bb|||\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb custom_padding__hover=\u00a0\u00bb|||\u00a0\u00bb][et_pb_image src=\u00a0\u00bbhttps:\/\/cspm-assurances.com\/wp-content\/uploads\/2020\/09\/CSPM-PRE\u0301VOYANCE-TNS–e1600626450649.png\u00a0\u00bb alt=\u00a0\u00bbCSPM PRE\u0301VOYANCE TNS +\u00a0\u00bb title_text=\u00a0\u00bbCSPM PRE\u0301VOYANCE TNS +\u00a0\u00bb align_tablet=\u00a0\u00bbcenter\u00a0\u00bb align_phone=\u00a0\u00bb\u00a0\u00bb align_last_edited=\u00a0\u00bbon|desktop\u00a0\u00bb _builder_version=\u00a0\u00bb4.18.0″ height=\u00a0\u00bb231px\u00a0\u00bb custom_margin=\u00a0\u00bb-28px||||false|false\u00a0\u00bb animation_direction=\u00a0\u00bbbottom\u00a0\u00bb hover_enabled=\u00a0\u00bb0″ global_colors_info=\u00a0\u00bb{}\u00a0\u00bb sticky_enabled=\u00a0\u00bb0″][\/et_pb_image][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\u00a0\u00bb1″ _builder_version=\u00a0\u00bb4.16″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_row _builder_version=\u00a0\u00bb4.16″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_column type=\u00a0\u00bb4_4″ _builder_version=\u00a0\u00bb4.16″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_text _builder_version=\u00a0\u00bb4.16″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb header_font=\u00a0\u00bb|700|||||||\u00a0\u00bb header_line_height=\u00a0\u00bb1.3em\u00a0\u00bb custom_margin=\u00a0\u00bb0px||||false|false\u00a0\u00bb custom_margin_tablet=\u00a0\u00bb61px||||false|false\u00a0\u00bb custom_margin_phone=\u00a0\u00bb59px||||false|false\u00a0\u00bb custom_margin_last_edited=\u00a0\u00bbon|phone\u00a0\u00bb header_text_align_tablet=\u00a0\u00bb\u00a0\u00bb header_text_align_phone=\u00a0\u00bbcenter\u00a0\u00bb header_text_align_last_edited=\u00a0\u00bbon|phone\u00a0\u00bb header_font_size_tablet=\u00a0\u00bb\u00a0\u00bb header_font_size_phone=\u00a0\u00bb23px\u00a0\u00bb header_font_size_last_edited=\u00a0\u00bbon|phone\u00a0\u00bb text_orientation_tablet=\u00a0\u00bb\u00a0\u00bb text_orientation_phone=\u00a0\u00bbcenter\u00a0\u00bb text_orientation_last_edited=\u00a0\u00bbon|phone\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n

Une chute qui vous met la main dans le pl\u00e2tre et vous ne pouvez plus exercer votre activit\u00e9 !<\/h1>\n

[\/et_pb_text][et_pb_text _builder_version=\u00a0\u00bb4.16″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb text_text_color=\u00a0\u00bb#878787″ text_font_size=\u00a0\u00bb16px\u00a0\u00bb header_font=\u00a0\u00bb|600|||||||\u00a0\u00bb header_line_height=\u00a0\u00bb1.3em\u00a0\u00bb custom_margin=\u00a0\u00bb-12px||||false|false\u00a0\u00bb text_font_size_tablet=\u00a0\u00bb\u00a0\u00bb text_font_size_phone=\u00a0\u00bb\u00a0\u00bb text_font_size_last_edited=\u00a0\u00bbon|desktop\u00a0\u00bb text_orientation_tablet=\u00a0\u00bb\u00a0\u00bb text_orientation_phone=\u00a0\u00bbcenter\u00a0\u00bb text_orientation_last_edited=\u00a0\u00bbon|phone\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n

Dans le cadre de nos activit\u00e9s quotidiennes ou extra professionnelles, nous sommes sans cesse confront\u00e9s \u00e0 des risques incommensurables qui sont susceptibles de mettre en p\u00e9ril l\u2019\u00e9quilibre de notre famille.<\/p>\n

C\u2019est une tr\u00e8s grosse probl\u00e9matique que se posent la majorit\u00e9 des chefs d\u2019entreprises, ind\u00e9pendants\u2026[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=\u00a0\u00bb4.16″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_column type=\u00a0\u00bb4_4″ _builder_version=\u00a0\u00bb4.16″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_text _builder_version=\u00a0\u00bb4.16″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb header_font=\u00a0\u00bb|700|||||||\u00a0\u00bb header_line_height=\u00a0\u00bb1.3em\u00a0\u00bb custom_margin=\u00a0\u00bb0px||||false|false\u00a0\u00bb custom_margin_tablet=\u00a0\u00bb61px||||false|false\u00a0\u00bb custom_margin_phone=\u00a0\u00bb30px||||false|false\u00a0\u00bb custom_margin_last_edited=\u00a0\u00bbon|phone\u00a0\u00bb header_text_align_tablet=\u00a0\u00bb\u00a0\u00bb header_text_align_phone=\u00a0\u00bbcenter\u00a0\u00bb header_text_align_last_edited=\u00a0\u00bbon|phone\u00a0\u00bb header_font_size_tablet=\u00a0\u00bb\u00a0\u00bb header_font_size_phone=\u00a0\u00bb23px\u00a0\u00bb header_font_size_last_edited=\u00a0\u00bbon|phone\u00a0\u00bb text_orientation_tablet=\u00a0\u00bb\u00a0\u00bb text_orientation_phone=\u00a0\u00bbcenter\u00a0\u00bb text_orientation_last_edited=\u00a0\u00bbon|phone\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n

La garantie maintien des revenus <\/h1>\n

[\/et_pb_text][et_pb_text _builder_version=\u00a0\u00bb4.16″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb text_text_color=\u00a0\u00bb#878787″ text_font_size=\u00a0\u00bb16px\u00a0\u00bb header_font=\u00a0\u00bb|600|||||||\u00a0\u00bb header_line_height=\u00a0\u00bb1.3em\u00a0\u00bb custom_margin=\u00a0\u00bb-12px||||false|false\u00a0\u00bb text_font_size_tablet=\u00a0\u00bb\u00a0\u00bb text_font_size_phone=\u00a0\u00bb\u00a0\u00bb text_font_size_last_edited=\u00a0\u00bbon|desktop\u00a0\u00bb text_orientation_tablet=\u00a0\u00bb\u00a0\u00bb text_orientation_phone=\u00a0\u00bbcenter\u00a0\u00bb text_orientation_last_edited=\u00a0\u00bbon|phone\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n

En effet, cette garantie intervient en compl\u00e9ment de votre r\u00e9gime obligatoire en cas d\u2019accident, de maladie ou d\u2019hospitalisation. L\u2019objectif est simple, garantir le maintien de vos revenus \u00e0 l\u2019euro pr\u00e8s en tenant compte des versements de votre caisse d\u2019affiliation.\n<\/p>\n

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La garantie d\u00e9c\u00e8s <\/h1>\n

[\/et_pb_text][et_pb_text _builder_version=\u00a0\u00bb4.16″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb text_text_color=\u00a0\u00bb#878787″ text_font_size=\u00a0\u00bb16px\u00a0\u00bb header_font=\u00a0\u00bb|600|||||||\u00a0\u00bb header_line_height=\u00a0\u00bb1.3em\u00a0\u00bb custom_margin=\u00a0\u00bb-12px||||false|false\u00a0\u00bb text_font_size_tablet=\u00a0\u00bb\u00a0\u00bb text_font_size_phone=\u00a0\u00bb\u00a0\u00bb text_font_size_last_edited=\u00a0\u00bbon|desktop\u00a0\u00bb text_orientation_tablet=\u00a0\u00bb\u00a0\u00bb text_orientation_phone=\u00a0\u00bbcenter\u00a0\u00bb text_orientation_last_edited=\u00a0\u00bbon|phone\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n

Nous le savons tous, un d\u00e9c\u00e8s peut avoir un impact psychologique et financier important sur les proches du d\u00e9funt pouvant entra\u00eener des difficult\u00e9s \u00e0 assumer seul(e) \u00e0 la fois les frais d\u2019obs\u00e8ques, droits de succession, charges du fixes etc\u2026<\/p>\n

\u200bLe capital d\u00e9c\u00e8s permet d\u2019aider vos proches \u00e0 maintenir l\u2019\u00e9quilibre financier du foyer en cas de d\u00e9c\u00e8s de l\u2019assur\u00e9.\n<\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=\u00a0\u00bb4.16″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_column type=\u00a0\u00bb4_4″ _builder_version=\u00a0\u00bb4.16″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_text _builder_version=\u00a0\u00bb4.16″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb header_font=\u00a0\u00bb|700|||||||\u00a0\u00bb header_line_height=\u00a0\u00bb1.3em\u00a0\u00bb custom_margin=\u00a0\u00bb0px||||false|false\u00a0\u00bb custom_margin_tablet=\u00a0\u00bb61px||||false|false\u00a0\u00bb custom_margin_phone=\u00a0\u00bb30px||||false|false\u00a0\u00bb custom_margin_last_edited=\u00a0\u00bbon|phone\u00a0\u00bb header_text_align_tablet=\u00a0\u00bb\u00a0\u00bb header_text_align_phone=\u00a0\u00bbcenter\u00a0\u00bb header_text_align_last_edited=\u00a0\u00bbon|phone\u00a0\u00bb header_font_size_tablet=\u00a0\u00bb\u00a0\u00bb header_font_size_phone=\u00a0\u00bb23px\u00a0\u00bb header_font_size_last_edited=\u00a0\u00bbon|phone\u00a0\u00bb text_orientation_tablet=\u00a0\u00bb\u00a0\u00bb text_orientation_phone=\u00a0\u00bbcenter\u00a0\u00bb text_orientation_last_edited=\u00a0\u00bbon|phone\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n

Payez moins d\u2019imp\u00f4ts en \u00e9tant mieux couvert, la \u00ab\u00a0loi Madelin\u00a0\u00bb vous le permet (2)<\/h1>\n

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La loi Madelin s\u2019adresse aux \u201cTNS\u201d (travailleurs non salari\u00e9s), imposable au titre des BIC et BNC. Cette loi permet de d\u00e9duire fiscalement votre cotisation (dans les limites de la loi).
\n\u200b
\nCertaines garanties optionnelles comme les frais d\u2019obs\u00e8ques, le capital infirmit\u00e9, capital maladies graves ainsi que les frais g\u00e9n\u00e9raux\u2026 ne r\u00e9pondent pas aux conditions de d\u00e9ductibilit\u00e9 (2).
\n\u200b
\nPour en savoir plus sur la \u00ab loi Madelin \u00bb, n\u2019h\u00e9sitez pas \u00e0 prendre rendez-vous avec un conseiller client\u00e8le.<\/p>\n

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ITT, ITP, IPT… qu\u2019est-ce que cela signifie ?(1)(2)\u200b<\/h1>\n

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Vous avez fait des devis \u00e0 la concurrence en ayant entendu des termes techniques que vous n\u2019avez pas compris ?<\/h2>\n

ITT : Incapacit\u00e9 totale de travail.(1)(2)
\nIPT (> \u00e0 66 %) : incapacit\u00e9 permanente totale d\u2019exercer une activit\u00e9 professionnelle suite \u00e0 un accident ou autre..(1)(2)
\nITP : Incapacit\u00e9 temporaire partielle. Cela signifie que vous n\u2019\u00eates pas en mesure d\u2019exercer temporairement certaines activit\u00e9s \u00e0 la suite d\u2019un accident ou autre\u2026(1)(2)
\nIPP : incapacit\u00e9 permanente partielle.(1)(2)
\nIl s\u2019agit il s\u2019agit d\u2019un taux d\u2019incapacit\u00e9 permanente qui permet d\u2019\u00e9valuer les s\u00e9quelles d\u00e9finitives d\u2019une personne.(1)(2)<\/p>\n

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Les points forts de nos produits<\/h1>\n

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\u25ba La possibilit\u00e9 de moduler votre capital d\u00e9c\u00e8s
\n\u25ba La possibilit\u00e9 de couvrir vos frais g\u00e9n\u00e9raux (3) (4)
\n\u25ba Une r\u00e9duction si vous \u00eates cr\u00e9ateur (5)
\n\u25ba La possibilit\u00e9 d\u2019inclure \u00e0 votre contrat une rente \u00e9ducation pour vos enfants\u2026
\n\u25ba D\u2019inclure une option capital infirmit\u00e9 \/ accident\u2026
\n\u25ba D\u2019inclure \u00e0 votre contrat une garantie frais obs\u00e8ques (6)
\n\u25ba D\u2019inclure l\u2019option maladies graves (7)
\n\u25ba Une option de rachat conditions hospitalisation psychiatrique est disponible\u2026
\n\u25ba Choix de la dur\u00e9e d\u2019indemnisation (8)
\n\u25ba Choix du niveau de franchise (9)
\n\u25ba D\u2019inclure une options rente viag\u00e8re pour le conjoint ou concubin\u2026
\n\u25ba Nos solutions r\u00e9pondent aux conditions de d\u00e9ductibilit\u00e9 Madelin\u2026<\/p>\n

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Pourquoi choisir le groupe CSPM pr\u00e9voyance ?<\/h1>\n

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Le groupe CSPM se d\u00e9marque notamment sur 4 points importants.
\n\u200b
\n\u25ba Vous proposer le meilleur compromis en temps r\u00e9el
\nEn travaillant avec un certain nombre de compagnies d\u2019assurances notoirement connues, nous avons une excellente visibilit\u00e9 en temps r\u00e9el de l\u2019ensemble des produits propos\u00e9s sur du march\u00e9 de l\u2019assurance.
\n\u200bEn effet, la recherche des besoins est un levier important, car elle nous permet d\u2019affiner au maximum votre demande afin que nous puissions vous fournir les conseils les plus pertinents tout en vous proposant les meilleures solutions aux prix les plus comp\u00e9titifs.
\n\u200b
\n\u25ba La qualit\u00e9 de nos conseils
\nGr\u00e2ce a une bonne connaissance de nos clients, nous pouvons vous apporter les conseils les plus pertinent.
\n\u200b
\n\u25ba Nos offres de Multi \u00e9quipements
\nLe Multi \u00e9quipement est tr\u00e8s important pour nos clients, il vous permet d\u2019obtenir des r\u00e9ductions commerciales sur certains produits, d\u2019\u00e9viter les doublons etc\u2026
\n\u200b
\n\u25ba Une gestion des sinistres \u00e0 la vitesse du son
\nVous simplifier la vie en cas de sinistre, c\u2019est l\u2019une de nos pr\u00e9occupations quotidiennes.
\nUn seul conseiller qui vous conna\u00eet et qui suit l\u2019ensemble de vos contrats professionnels ou personnels.
\nCette m\u00e9thode permet de faciliter la ma\u00eetrise des dossiers sinistres de nos clients.<\/p>\n

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Offre Multi \u00e9quipements<\/h2>\n

Gagnez du temps et de l\u2019argent gr\u00e2ce a nos offres de Multi \u00e9quipements. Profitez de notre gamme pl\u00e9thorique pour regrouper l\u2019ensemble de vos contrats Pro & Perso chez nous en b\u00e9n\u00e9ficiant de remises commerciales exceptionnelles.<\/p>\n

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Vous avez besoin d’aide ?<\/h2>\n

Nous sommes l\u00e0 pour vous aider !<\/p>\n

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Nous sommes \u00e0 votre \u00e9coute du lundi au vendredi de 9h30 \u00e0 20h30<\/p>\n

01 42 52 60 00<\/strong><\/a><\/p>\n

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Nous r\u00e9pondons\u00a0\u00e0 vos questions 7\/7 de 8h00 \u00e0 22h30<\/p>\n

Discutez maintenant<\/strong><\/a><\/p>\n

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Prenez un rendez-vous t\u00e9l\u00e9phonique ou en agence<\/p>\n

Prenez rendez-vous maintenant<\/strong><\/a><\/p>\n

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D\u00e9couvrez nos solutions pour <\/h2>\n

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Vous souhaitez \u00eatre recontact\u00e9 ?<\/h2>\n

Demandez \u00e0 \u00eatre recontact\u00e9 par un conseiller client\u00e8le dans l\u2019heure !<\/p>\n

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