{"id":4846,"date":"2022-10-04T15:08:41","date_gmt":"2022-10-04T13:08:41","guid":{"rendered":"https:\/\/cspm-assurances.com\/?page_id=4846"},"modified":"2022-10-05T06:14:32","modified_gmt":"2022-10-05T04:14:32","slug":"cspm-mutuelle-sante-particuliers-madelin","status":"publish","type":"page","link":"https:\/\/cspm-assurances.com\/index.php\/cspm-mutuelle-sante-particuliers-madelin\/","title":{"rendered":"CSPM Mutuelle Sant\u00e9 Particuliers & Madelin"},"content":{"rendered":"

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CSPM Assurances – Fiche produit<\/h6>\n

SwissLife Sant\u00e9 Particuliers & Madelin<\/h1>\n

Mutuelle sant\u00e9 individuelle<\/p>\n

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Une compl\u00e9mentaire sant\u00e9 individuelle,\u00a0pourquoi ?<\/strong><\/h1>\n

Se prot\u00e9ger soi-m\u00eame ainsi que sa famille contre les al\u00e9as du quotidien.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n

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G\u00e9n\u00e9ralit\u00e9 du contrat<\/strong><\/h1>\n

\u27a2 Contrat d\u2019assurance sant\u00e9 dont les garanties sont exprim\u00e9es en pourcentage des bases de remboursement de la S\u00e9curit\u00e9 sociale, y compris.
\u27a2 Contrat responsable et solidaire conforme \u00e0 la mise en place progressive de la r\u00e9forme 100% sant\u00e9 \uf0a7 Le contrat est \u00e9tabli pour un an avec tacite reconduction
\u27a2 Les garanties sont \u00e9ligibles Madelin jusqu\u2019\u00e0 70 ans<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n

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Pour qui ?<\/strong><\/h1>\n

\u27a2 Particuliers (Actifs, Familles \/ Enfants non affili\u00e9s \u00e0 un contrat obligatoire \/ Fonctionnaires \/ Seniors)
\u27a2 Travailleurs non-salari\u00e9s (TNS)<\/p>\n

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Conditions de souscription<\/strong><\/h1>\n

\u27a2 Jusqu\u2019a\u0300 65 ans : acce\u0300s a\u0300 tous les niveaux<\/p>\n

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\u27a2 <\/span>De 66 ans a\u0300 80 ans : acce\u0300s aux niveaux 1 a\u0300 8
<\/span>\u27a2 <\/span>De 81 a\u0300 99 ans : acce\u0300s aux niveaux 1 a\u0300 4
<\/span>\u27a2 <\/span>Pas de souscription apre\u0300s 99 ans
<\/span>\u27a2 <\/span>Pas de se\u0301lection me\u0301dicale quel que soit l\u2019a\u0302ge de l\u2019assure\u0301 et le niveau de garanties<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n

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Date d\u2019effet<\/strong><\/h1>\n
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\u27a2 Le lendemain \u00e0 midi du jour de paiement de la 1\u00e8re cotisation ou fraction de cotisation et au plus t\u00f4t \u00e0 la date fix\u00e9e dans les dispositions personnelles du contrat, apr\u00e8s acceptation de la proposition d\u2019assurance par la compagnie
\u27a2 Effet diff\u00e9r\u00e9 de 184 jours possible<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n

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Limite de garanties<\/strong><\/h1>\n
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Garanties \u00ab viag\u00e8res \u00bb<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n

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Garanties et fonctionnement de l\u2019offre<\/strong><\/h1>\n
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4 blocs de garanties principaux<\/span><\/p>\n

\u27a2 <\/span>Hospitalisation<\/strong>, y compris maternite\u0301 <\/span>\/ Dentaire \/ Optique \/ Soins courants<\/strong><\/span>, y compris aides auditives <\/span>Pre\u0301cision sur le renouvellement des garanties forfaitaires<\/span> > elles sont renouvele\u0301es selon une pe\u0301riodicite\u0301 pre\u0301de\u0301finie dans les conditions du tableau de garanties a\u0300 compter de :<\/span><\/p>\n

– <\/span>La date d\u2019achat <\/span>(= date de facturation) <\/span>du dernier e\u0301quipement rembourse\u0301 par la Se\u0301curite\u0301 sociale pour les forfaits des garanties \u00ab e\u0301quipement optique<\/span> \u00bb et \u00ab prothe\u0300se auditive<\/span> \u00bb.<\/span><\/p>\n

– <\/span>La date anniversaire d\u2019entre\u0301e de l\u2019assure\u0301 ou du be\u0301ne\u0301ficiaire\u00a0<\/span>dans le contrat pour tous les autres forfaits<\/span>.<\/span><\/p>\n

Pour les travailleurs non-salarie\u0301s (TNS) :<\/strong><\/p>\n

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  • Niveaux 1 \u00e0 8 modulables par blocs de garanties jusqu’\u00e0 4 niveaux d’\u00e9carts.<\/span><\/li>\n
  • \u00a0Le niveau 9 est lin\u00e9aire.<\/span><\/li>\n<\/ul>\n

    Pour les particuliers :<\/strong><\/p>\n

    Le contrat couvre au moins un assur\u00e9 \u00e2g\u00e9 de 60 ans et plus, ou au moins un ayant droit.<\/p>\n

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    • \u00a0Niveaux 1 \u00e0 8 modulables par blocs de garanties jusqu’\u00e0 2 niveaux d’\u00e9carts.<\/li>\n
    • Le niveau 9 est lin\u00e9aire.<\/li>\n<\/ul>\n

      Le contrat couvre un assur\u00e9 seul de moins de 60 ans.<\/p>\n

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      • 9 niveaux lin\u00e9aires de garanties au choix<\/li>\n<\/ul>\n

        Exemples : – 4 niveaux d\u2019\u00e9carts : choix entre les niveaux 1 \u00e0 5 = Ok \/ Niveaux 1 \u00e0 6 = Impossible – 2 niveaux d\u2019\u00e9carts : choix entre les niveaux 1 \u00e0 3 = Ok \/ Niveaux 1 \u00e0 4 = Impossible<\/em><\/p>\n

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        Inclus : Module \u00ab Pre\u0301vention \u00bb<\/strong><\/span><\/p>\n

        \u27a2 Forfaits supple\u0301mentaires pour la pharmacie non rembourse\u0301e et les de\u0301penses de pre\u0301vention + de nombreux services d\u2019assistance<\/p>\n

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        \u27a2 <\/span>4 niveaux line\u0301aires <\/span>de garanties au choix<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n

        <\/strong><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n

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        D\u00e9lais d\u2019attente<\/strong><\/h1>\n
        \u27a2 Pas de d\u00e9lai d’attente en cas d’accident
        \u27a2 Pas de d\u00e9lai d\u2019attente pour le nouveau-n\u00e9, si la demande d\u2019adh\u00e9sion est envoy\u00e9e dans le mois qui suit la naissance
        \u27a2 Forfait maternit\u00e9\/adoption vers\u00e9 prorata temporis de la dur\u00e9e d\u2019assurance \u00e9coul\u00e9e. Si l\u2019\u00e9v\u00e8nement intervient dans les 9 mois suivant la date d\u2019effet du contrat
        \u27a2 En hospitalisation :
        \u27a2 Pas de d\u00e9lai d’attente pour les niveaux 1 \u00e0 6
        \u27a2 Garanties limit\u00e9es \u00e0 hauteur du niveau 6 pendant 3 mois pour les niveaux 7 \u00e0 9\u00a0<\/span><\/div>\n
        \u27a2 Pour optique, dentaire, m\u00e9decine courante et pharmacie :
        \u27a2 Pas de d\u00e9lai d’attente jusqu’au niveau 8 inclus
        \u27a2 Pour le niveau 9, les garanties sont limit\u00e9es \u00e0 hauteur du niveau 8 pendant :
        – 6 mois pour l’optique, les cures thermales, les appareillages auditifs, orthop\u00e9diques et autres
        proth\u00e8ses (hors dentaire)
        – 9 mois pour l\u2019ensemble du poste dentaire
        Ces d\u00e9lais (en hospitalisation et optique, dentaire, soins courants) peuvent \u00eatre abrog\u00e9s en cas de reprise \u00e0 la concurrence et si :
        – les garanties pr\u00e9c\u00e9dentes \u00e9taient \u00e9quivalentes
        – il n\u2019y a pas d\u2019interruption de garanties de plus de 2 mois entre les 2 assureurs\u00a0<\/span><\/div>\n
        – les justificatifs ont \u00e9t\u00e9 fournis<\/span><\/div>\n

         <\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n

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        Services<\/strong><\/h1>\n

        Le r\u00e9seau de soins Carte Blanche – Faciliter l\u2019acc\u00e8s aux soins et maitriser les d\u00e9penses sant\u00e9<\/strong><\/p>\n

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        \u27a2 \u00a0<\/span>Aucune avance de frais avec le tiers payant <\/span>(pharmaciens, laboratoires, kine\u0301sithe\u0301rapeutes, opticiens,\u00a0<\/span>dentistes, infirmiers, radiologues, hospitalisations, prothe\u0301sistes auditifs, etc).<\/span><\/p>\n

        \u27a2 \u00a0<\/span>Acce\u0300s a\u0300 un re\u0301seau de professionnel de sante\u0301 engage\u0301s sur des tarifs ne\u0301gocie\u0301s et des crite\u0300res de qualite\u0301
        <\/span>7 700 opticiens <\/span>(jusqu\u2019a\u0300 40 % de remise)<\/span>, 8 400 chirurgiens-dentistes <\/span>(jusqu\u2019a\u0300 15 % de remise) et 2 2<\/span>00 audioprothe\u0301sistes <\/span>(jusqu\u2019a\u0300 20 % de remise).<\/span><\/p>\n

        \u27a2 \u00a0<\/span>Des services d\u2019accompagnement et de pre\u0301vention sante\u0301<\/span><\/p>\n

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        – \u00a0<\/span>Annuaire de ge\u0301olocalisation <\/span>pour rechercher un professionnel de sante\u0301 partenaire.<\/span><\/p>\n

        – \u00a0<\/span>Guide des me\u0301dicaments <\/span>sans ordonnance <\/span>+ GuidHospi <\/span>pour comparer et choisir un e\u0301tablissement<\/span><\/p>\n

        hospitalier (ho\u0302pitaux, cliniques, etc).<\/span><\/p>\n

        – \u00a0<\/span>Newsletter <\/span>hebdomadaire, guide, brochures pour de l\u2019informations sante\u0301 en continu<\/span><\/p>\n

        – \u00a0<\/span>Eval\u2019Audio<\/span>, une application mobile pour e\u0301valuer son audition.<\/span><\/p>\n

        – \u00a0<\/span>Un chatbot <\/span>spe\u0301cialise\u0301 dans la sante\u0301 visuelle pour re\u0301pondre aux questions 24\/7.<\/span><\/p>\n

        Garanties d\u2019assistance sant\u00e9\u00a0<\/strong><\/p>\n

        \u27a2<\/span> T\u00e9l\u00e9consultation : acc\u00e8s 24H\/24, 7J\/7 \u00e0 un service de consultation m\u00e9dicale en ligne gratuitement et en
        illimit\u00e9 pour le client.
        \u27a2<\/span> Voyages \/ d\u00e9placements : rapatriement ou transport sanitaire du b\u00e9n\u00e9ficiaire et de sa famille, avance des frais m\u00e9dicaux \u00e0 l\u2019\u00e9tranger, envoi de m\u00e9dicaments introuvables sur place.
        \u27a2<\/span> Hospitalisation \/ immobilisation : transports h\u00f4pital\/domicile, livraison des m\u00e9dicaments, aide-m\u00e9nag\u00e8re, prise en charge du voyage et l\u2019h\u00e9bergement d\u2019un parent ou ami, garde des enfants\/ ascendants.
        \u27a2\u00a0<\/span>Maternit\u00e9 : transport jusqu\u2019\u00e0 la maternit\u00e9, garde des enfants et aide-m\u00e9nag\u00e8re apr\u00e8s l\u2019accouchement, assistance psychologique en cas de difficult\u00e9s (baby blues, relation parent-enfant), auxiliaire de pu\u00e9riculture \u00e0 domicile en cas d\u2019hospitalisation du nouveau-n\u00e9.
        \u27a2<\/span> Maladie grave : accompagnement psychologique, budg\u00e9taire et social, accompagnement personnalis\u00e9 pour r\u00e9inventer son avenir professionnel, accompagnement dans les d\u00e9placements.
        \u27a2<\/span> Aide aux aidants : acc\u00e8s \u00e0 des services en cas de d\u00e9pendance d\u2019un proche parent.
        \u27a2<\/span> D\u00e9c\u00e8s : aide \u00e0 l\u2019organisation des obs\u00e8ques, avance de fonds, accompagnement psychologique, bilan de
        situation professionnelle et aide \u00e0 la recherche d\u2019emploi pour le conjoint survivant.<\/p>\n

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        Liste de services non exhaustive : rapprochez-vous de votre conseiller pour plus\u00a0pr\u00e9cisions.<\/em><\/strong><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n

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        Avantages tarifaires<\/strong><\/h1>\n
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        \u27a2 \u00a0Tarif enfant jusqu\u2019a\u0300 19 ans<\/span><\/p>\n

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        \u27a2<\/span>\u00a0<\/span>\u00a0<\/span>Gratuite\u0301 a\u0300 compter du 3e\u0300me enfant couvert par le contrat<\/span><\/p>\n

        \u27a2<\/span>\u00a0<\/span>\u00a0<\/span>Re\u0301ductions famille en affaires nouvelles :<\/span><\/p>\n

        \u2714\ufe0f <\/span>Re\u0301duction couples (2 adultes) : 5 %
        <\/span>\u2714\ufe0f <\/span>Re\u0301duction familles monoparentales (1 adulte + au moins 1 enfant) : 7 %
        <\/span>\u2714\ufe0f <\/span>Re\u0301duction familles (2 adultes + au moins 1 enfant a\u0302ge\u0301 de moins de 20 ans) : 10 %<\/span><\/p>\n

        \u27a2<\/span>\u00a0<\/span>\u00a0<\/span>Re\u0301ductions possibles sur la base des tarifs SLPM (TNS) ou SLSP (SS) en affaires nouvelles :\u00a0<\/span><\/p>\n

        \u2714\ufe0f <\/span>Professionnels de sante\u0301 : 10 %<\/span><\/p>\n

        \u2714\ufe0f <\/span>TNS : 22 %
        Pourcentages cumulables par re\u0301ductions successives\u00a0<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n

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        Modalit\u00e9s de paiement<\/strong><\/h1>\n
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        \u27a2 Paiement au choix : par mois, trimestre, semestre, ann\u00e9e
        \u27a2 En cas de fractionnement mensuel, le paiement s\u2019effectuera obligatoirement par pr\u00e9l\u00e8vement automatique
        \u27a2 Pr\u00e9l\u00e8vement au choix le 5, 10, 15, 20 ou le dernier jour du mois.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n

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        Les + produit<\/strong><\/h1>\n
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        \u27a2 \u00a0Des garanties modulables pour les familles et TNS<\/p>\n

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        \u27a2 \u00a0<\/span>Possibilite\u0301 de choisir des <\/span>niveaux diffe\u0301rents en optique et dentaire<\/span><\/p>\n

        \u27a2 \u00a0<\/span>Dentaire : <\/span>remboursements e\u0301leve\u0301s <\/span>jusqu\u2019a\u0300 500 % de la Base de Remboursement + <\/span>prise en charge de <\/span>l\u2019<\/span>orthodontie <\/span>non rembourse\u0301e par la Se\u0301curite\u0301 sociale<\/span><\/p>\n

        \u27a2 \u00a0<\/span>Un forfait maternite\u0301 verse\u0301 par enfant<\/span><\/p>\n

        \u27a2 \u00a0<\/span>Hospitalisation : <\/span>Prise en charge optimise\u0301e <\/span>avec un forfait pour la chambre particulie\u0300re et le confort (frais TV)<\/span><\/p>\n

        \u27a2 \u00a0<\/span>Optique : <\/span>forfait chirurgie <\/span>de la presbytie, myopie, hyperme\u0301tropie, implants oculaires<\/span><\/p>\n

        \u27a2 \u00a0<\/span>Module \u00ab Pre\u0301vention \u00bb inclus : des forfaits supple\u0301mentaires pour la <\/span>pharmacie non rembourse\u0301e <\/span>et les <\/span>de\u0301penses de pre\u0301vention <\/span>+ de nombreux <\/span>services d\u2019assistances<\/span><\/p>\n

        \u27a2 \u00a0<\/span>Services inclus <\/span>: Carte Blanche Partenaires, Assistance sante\u0301, MySwissLife<\/span><\/p>\n

        \u27a2 \u00a0<\/span>Madelin : <\/span>Avantages fiscaux pour vos clients TNS avec des garanties e\u0301ligibles a\u0300 la loi Madelin<\/span><\/p>\n

        \u27a2 \u00a0<\/span>Conforme 100% sante\u0301 : <\/span>garanties sans reste a\u0300 charge pour certaines prestations de soins en dentaire, optique et aide auditives.<\/span><\/p>\n

        <\/span><\/p>\n

        Informations non\u00a0exhaustives, rapprochez-vous d’un conseiller\u00a0pour plus de\u00a0pr\u00e9cisions.<\/b><\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n

        [\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=\u00a0\u00bb4.18.0″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_column type=\u00a0\u00bb4_4″ _builder_version=\u00a0\u00bb4.18.0″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_button button_url=\u00a0\u00bb@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6IjQ4ODEifX0=@\u00a0\u00bb button_text=\u00a0\u00bbEn savoir plus sur le 100% Sant\u00e9 \u00a0\u00bb button_alignment=\u00a0\u00bbcenter\u00a0\u00bb _builder_version=\u00a0\u00bb4.18.0″ _dynamic_attributes=\u00a0\u00bbbutton_url\u00a0\u00bb _module_preset=\u00a0\u00bbdefault\u00a0\u00bb custom_button=\u00a0\u00bbon\u00a0\u00bb button_text_color=\u00a0\u00bb#0C71C3″ global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\u00a0\u00bb1″ _builder_version=\u00a0\u00bb4.16″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb custom_padding=\u00a0\u00bb||3px|||\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_row _builder_version=\u00a0\u00bb4.16″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_column type=\u00a0\u00bb4_4″ _builder_version=\u00a0\u00bb4.16″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_text _builder_version=\u00a0\u00bb4.16″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb text_font_size=\u00a0\u00bb17px\u00a0\u00bb header_2_font_size=\u00a0\u00bb25px\u00a0\u00bb text_font_size_tablet=\u00a0\u00bb\u00a0\u00bb text_font_size_phone=\u00a0\u00bb14px\u00a0\u00bb text_font_size_last_edited=\u00a0\u00bbon|phone\u00a0\u00bb header_font_size_tablet=\u00a0\u00bb\u00a0\u00bb header_font_size_phone=\u00a0\u00bb30px\u00a0\u00bb header_font_size_last_edited=\u00a0\u00bbon|phone\u00a0\u00bb locked=\u00a0\u00bboff\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n

        \u00c9conomisez d’avantage !\u00a0<\/strong><\/h2>\n

        <\/strong><\/p>\n

        Le multi \u00e9quipement vous fait gagner de l’argent…\u00a0<\/p>\n

        [\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\u00a0\u00bb1″ admin_label=\u00a0\u00bbCoupons\u00a0\u00bb _builder_version=\u00a0\u00bb4.16″ custom_padding=\u00a0\u00bb0|0px|52.9062px|0px|false|false\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_row column_structure=\u00a0\u00bb1_2,1_2″ _builder_version=\u00a0\u00bb4.16″ locked=\u00a0\u00bboff\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_column type=\u00a0\u00bb1_2″ _builder_version=\u00a0\u00bb4.16″ custom_padding=\u00a0\u00bb|||\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb custom_padding__hover=\u00a0\u00bb|||\u00a0\u00bb][et_pb_cta title=\u00a0\u00bbOffre multi \u00e9quipement\u00a0\u00bb button_url=\u00a0\u00bb@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6Ijc1OCJ9fQ==@\u00a0\u00bb button_text=\u00a0\u00bbJ’en profite\u00a0\u00bb _builder_version=\u00a0\u00bb4.16″ _dynamic_attributes=\u00a0\u00bbbutton_url\u00a0\u00bb header_level=\u00a0\u00bbh4″ header_font=\u00a0\u00bbMontserrat|600|||||||\u00a0\u00bb header_text_color=\u00a0\u00bbrgba(1,77,183,0.9)\u00a0\u00bb header_line_height=\u00a0\u00bb1.5em\u00a0\u00bb body_font=\u00a0\u00bbMontserrat||||||||\u00a0\u00bb body_line_height=\u00a0\u00bb2em\u00a0\u00bb background_color=\u00a0\u00bb#8ab6f7″ use_background_color_gradient=\u00a0\u00bbon\u00a0\u00bb background_color_gradient_type=\u00a0\u00bbcircular\u00a0\u00bb background_color_gradient_direction_radial=\u00a0\u00bbright\u00a0\u00bb background_color_gradient_stops=\u00a0\u00bbrgba(138,182,247,0.3) 20%|#8ab6f7 100%\u00a0\u00bb background_color_gradient_overlays_image=\u00a0\u00bbon\u00a0\u00bb background_color_gradient_start=\u00a0\u00bbrgba(138,182,247,0.3)\u00a0\u00bb background_color_gradient_start_position=\u00a0\u00bb20%\u00a0\u00bb background_color_gradient_end=\u00a0\u00bb#8ab6f7″ background_image=\u00a0\u00bbhttps:\/\/cspm-assurances.com\/wp-content\/uploads\/2020\/09\/FullSizeRender-8.jpeg\u00a0\u00bb custom_button=\u00a0\u00bbon\u00a0\u00bb button_text_size=\u00a0\u00bb14px\u00a0\u00bb button_bg_color=\u00a0\u00bb#ff5473″ button_border_width=\u00a0\u00bb12px\u00a0\u00bb button_border_color=\u00a0\u00bbrgba(0,0,0,0)\u00a0\u00bb button_border_radius=\u00a0\u00bb100px\u00a0\u00bb button_font=\u00a0\u00bbMontserrat|700|||||||\u00a0\u00bb button_use_icon=\u00a0\u00bboff\u00a0\u00bb text_orientation=\u00a0\u00bbleft\u00a0\u00bb animation_style=\u00a0\u00bbzoom\u00a0\u00bb animation_intensity_zoom=\u00a0\u00bb20%\u00a0\u00bb border_radii=\u00a0\u00bbon|6px|6px|6px|6px\u00a0\u00bb button_border_radius_hover=\u00a0\u00bb100px\u00a0\u00bb button_bg_color_hover=\u00a0\u00bb#ff6b86″ global_colors_info=\u00a0\u00bb{}\u00a0\u00bb button_text_size__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_one_text_size__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_two_text_size__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_text_color__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_one_text_color__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_two_text_color__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_border_width__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_one_border_width__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_two_border_width__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_border_color__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_one_border_color__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_two_border_color__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_border_radius__hover_enabled=\u00a0\u00bbon\u00a0\u00bb button_border_radius__hover=\u00a0\u00bb100px\u00a0\u00bb button_one_border_radius__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_two_border_radius__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_letter_spacing__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_one_letter_spacing__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_two_letter_spacing__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_bg_color__hover_enabled=\u00a0\u00bbon\u00a0\u00bb button_bg_color__hover=\u00a0\u00bb#ff6b86″ button_one_bg_color__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_two_bg_color__hover_enabled=\u00a0\u00bboff\u00a0\u00bb]<\/p>\n

        Auto + Moto = -15%
        <\/span><\/h3>\n

        sur le 2\u00e9 v\u00e9hicule<\/p>\n

        [\/et_pb_cta][\/et_pb_column][et_pb_column type=\u00a0\u00bb1_2″ _builder_version=\u00a0\u00bb4.16″ custom_padding=\u00a0\u00bb|||\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb custom_padding__hover=\u00a0\u00bb|||\u00a0\u00bb][et_pb_cta title=\u00a0\u00bbOffre multi \u00e9quipement\u00a0\u00bb button_url=\u00a0\u00bb@ET-DC@eyJkeW5hbWljIjp0cnVlLCJjb250ZW50IjoicG9zdF9saW5rX3VybF9wYWdlIiwic2V0dGluZ3MiOnsicG9zdF9pZCI6Ijc1OCJ9fQ==@\u00a0\u00bb button_text=\u00a0\u00bbJ’en profite\u00a0\u00bb _builder_version=\u00a0\u00bb4.16″ _dynamic_attributes=\u00a0\u00bbbutton_url\u00a0\u00bb header_level=\u00a0\u00bbh4″ header_font=\u00a0\u00bbMontserrat|600|||||||\u00a0\u00bb header_text_color=\u00a0\u00bb#fa546d\u00a0\u00bb header_line_height=\u00a0\u00bb1.5em\u00a0\u00bb body_font=\u00a0\u00bbMontserrat||||||||\u00a0\u00bb body_line_height=\u00a0\u00bb2em\u00a0\u00bb background_color=\u00a0\u00bb#f9c0cb\u00a0\u00bb use_background_color_gradient=\u00a0\u00bbon\u00a0\u00bb background_color_gradient_type=\u00a0\u00bbcircular\u00a0\u00bb background_color_gradient_direction_radial=\u00a0\u00bbright\u00a0\u00bb background_color_gradient_stops=\u00a0\u00bbrgba(249,192,203,0.3) 20%|#f9c0cb 100%\u00a0\u00bb background_color_gradient_overlays_image=\u00a0\u00bbon\u00a0\u00bb background_color_gradient_start=\u00a0\u00bbrgba(249,192,203,0.3)\u00a0\u00bb background_color_gradient_start_position=\u00a0\u00bb20%\u00a0\u00bb background_color_gradient_end=\u00a0\u00bb#f9c0cb\u00a0\u00bb background_image=\u00a0\u00bbhttps:\/\/cspm-assurances.com\/wp-content\/uploads\/2020\/08\/doctor-02.jpg\u00a0\u00bb custom_button=\u00a0\u00bbon\u00a0\u00bb button_text_size=\u00a0\u00bb14px\u00a0\u00bb button_bg_color=\u00a0\u00bb#ff5473″ button_border_width=\u00a0\u00bb12px\u00a0\u00bb button_border_color=\u00a0\u00bbrgba(0,0,0,0)\u00a0\u00bb button_border_radius=\u00a0\u00bb100px\u00a0\u00bb button_font=\u00a0\u00bbMontserrat|700|||||||\u00a0\u00bb button_use_icon=\u00a0\u00bboff\u00a0\u00bb text_orientation=\u00a0\u00bbleft\u00a0\u00bb animation_style=\u00a0\u00bbzoom\u00a0\u00bb animation_delay=\u00a0\u00bb150ms\u00a0\u00bb animation_intensity_zoom=\u00a0\u00bb20%\u00a0\u00bb border_radii=\u00a0\u00bbon|6px|6px|6px|6px\u00a0\u00bb button_border_radius_hover=\u00a0\u00bb100px\u00a0\u00bb button_bg_color_hover=\u00a0\u00bb#ff6b86″ locked=\u00a0\u00bboff\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb button_text_size__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_one_text_size__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_two_text_size__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_text_color__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_one_text_color__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_two_text_color__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_border_width__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_one_border_width__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_two_border_width__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_border_color__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_one_border_color__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_two_border_color__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_border_radius__hover_enabled=\u00a0\u00bbon\u00a0\u00bb button_border_radius__hover=\u00a0\u00bb100px\u00a0\u00bb button_one_border_radius__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_two_border_radius__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_letter_spacing__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_one_letter_spacing__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_two_letter_spacing__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_bg_color__hover_enabled=\u00a0\u00bbon\u00a0\u00bb button_bg_color__hover=\u00a0\u00bb#ff6b86″ button_one_bg_color__hover_enabled=\u00a0\u00bboff\u00a0\u00bb button_two_bg_color__hover_enabled=\u00a0\u00bboff\u00a0\u00bb]<\/p>\n

        Auto + Mutuelle = -15%<\/h3>\n

        sur votre compl\u00e9mentaire sant\u00e9<\/p>\n

        [\/et_pb_cta][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=\u00a0\u00bb1″ custom_padding_last_edited=\u00a0\u00bbon|desktop\u00a0\u00bb next_background_color=\u00a0\u00bbrgba(0,0,0,0.73)\u00a0\u00bb admin_label=\u00a0\u00bbTeam\u00a0\u00bb _builder_version=\u00a0\u00bb4.16″ background_color=\u00a0\u00bb#ffffff\u00a0\u00bb background_size=\u00a0\u00bbinitial\u00a0\u00bb background_position=\u00a0\u00bbcenter_right\u00a0\u00bb custom_margin=\u00a0\u00bb45px||||false|false\u00a0\u00bb custom_margin_tablet=\u00a0\u00bb\u00a0\u00bb custom_margin_phone=\u00a0\u00bb0px||||false|false\u00a0\u00bb custom_margin_last_edited=\u00a0\u00bbon|phone\u00a0\u00bb custom_padding=\u00a0\u00bb||180px||false|false\u00a0\u00bb custom_padding_tablet=\u00a0\u00bb||150px||false\u00a0\u00bb custom_padding_phone=\u00a0\u00bb||100px||false\u00a0\u00bb top_divider_height=\u00a0\u00bb40%\u00a0\u00bb top_divider_repeat=\u00a0\u00bb0.8x\u00a0\u00bb top_divider_flip=\u00a0\u00bbhorizontal|vertical\u00a0\u00bb bottom_divider_style=\u00a0\u00bbasymmetric3″ bottom_divider_height=\u00a0\u00bb30%\u00a0\u00bb bottom_divider_height_tablet=\u00a0\u00bb180px\u00a0\u00bb bottom_divider_height_phone=\u00a0\u00bb110px\u00a0\u00bb bottom_divider_height_last_edited=\u00a0\u00bbon|phone\u00a0\u00bb locked=\u00a0\u00bboff\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_row _builder_version=\u00a0\u00bb4.16″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb locked=\u00a0\u00bboff\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_column type=\u00a0\u00bb4_4″ _builder_version=\u00a0\u00bb4.16″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_text _builder_version=\u00a0\u00bb4.18.0″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb text_font_size=\u00a0\u00bb17px\u00a0\u00bb header_2_font_size=\u00a0\u00bb25px\u00a0\u00bb text_font_size_tablet=\u00a0\u00bb\u00a0\u00bb text_font_size_phone=\u00a0\u00bb14px\u00a0\u00bb text_font_size_last_edited=\u00a0\u00bbon|phone\u00a0\u00bb header_font_size_tablet=\u00a0\u00bb\u00a0\u00bb header_font_size_phone=\u00a0\u00bb30px\u00a0\u00bb header_font_size_last_edited=\u00a0\u00bbon|phone\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n

        Vous avez besoin d\u2019aide ?<\/strong><\/h2>\n

        <\/strong><\/p>\n

        Nous sommes l\u00e0 pour vous aider !<\/p>\n

        [\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=\u00a0\u00bb1_3,1_3,1_3″ _builder_version=\u00a0\u00bb4.16″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb locked=\u00a0\u00bboff\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_column type=\u00a0\u00bb1_3″ _builder_version=\u00a0\u00bb4.16″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_blurb title=\u00a0\u00bbAppeler un conseiller\u00a0\u00bb use_icon=\u00a0\u00bbon\u00a0\u00bb font_icon=\u00a0\u00bb||divi||400″ icon_color=\u00a0\u00bb#1c7afe\u00a0\u00bb content_max_width=\u00a0\u00bb1100px\u00a0\u00bb _builder_version=\u00a0\u00bb4.18.0″ header_font=\u00a0\u00bb|700|||||||\u00a0\u00bb header_font_size=\u00a0\u00bb19px\u00a0\u00bb header_line_height=\u00a0\u00bb1.6em\u00a0\u00bb body_font=\u00a0\u00bbMontserrat||||||||\u00a0\u00bb body_line_height=\u00a0\u00bb1.8em\u00a0\u00bb body_link_text_color=\u00a0\u00bb#000000″ background_color=\u00a0\u00bb#ffffff\u00a0\u00bb text_orientation=\u00a0\u00bbcenter\u00a0\u00bb custom_padding=\u00a0\u00bb30px|30px|30px|30px|true|true\u00a0\u00bb animation=\u00a0\u00bboff\u00a0\u00bb link_option_url=\u00a0\u00bbtel:+33142526000″ border_radii=\u00a0\u00bbon|10px|10px|10px|10px\u00a0\u00bb box_shadow_style=\u00a0\u00bbpreset3″ box_shadow_vertical=\u00a0\u00bb10px\u00a0\u00bb box_shadow_blur=\u00a0\u00bb80px\u00a0\u00bb box_shadow_spread=\u00a0\u00bb-10px\u00a0\u00bb box_shadow_color=\u00a0\u00bbrgba(44,54,92,0.2)\u00a0\u00bb locked=\u00a0\u00bboff\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb header_text_color__hover_enabled=\u00a0\u00bboff|hover\u00a0\u00bb]<\/p>\n

        Nous sommes \u00e0 votre \u00e9coute du lundi au vendredi de 9h30 \u00e0 20h30<\/p>\n

        09 72 50 62 62<\/strong><\/a><\/p>\n

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        Nous r\u00e9pondons\u00a0\u00e0 vos questions 7\/7 de 8h00 \u00e0 22h30<\/p>\n

        Discutez maintenant<\/strong><\/a><\/p>\n

        [\/et_pb_blurb][\/et_pb_column][et_pb_column type=\u00a0\u00bb1_3″ _builder_version=\u00a0\u00bb4.16″ _module_preset=\u00a0\u00bbdefault\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb][et_pb_blurb title=\u00a0\u00bbPrendre un rendez-vous\u00a0\u00bb use_icon=\u00a0\u00bbon\u00a0\u00bb font_icon=\u00a0\u00bb||divi||400″ icon_color=\u00a0\u00bb#1c7afe\u00a0\u00bb content_max_width=\u00a0\u00bb1100px\u00a0\u00bb _builder_version=\u00a0\u00bb4.18.0″ header_font=\u00a0\u00bb|700|||||||\u00a0\u00bb header_font_size=\u00a0\u00bb19px\u00a0\u00bb header_line_height=\u00a0\u00bb1.6em\u00a0\u00bb body_font=\u00a0\u00bbMontserrat||||||||\u00a0\u00bb body_line_height=\u00a0\u00bb1.8em\u00a0\u00bb body_link_text_color=\u00a0\u00bb#000000″ background_color=\u00a0\u00bb#ffffff\u00a0\u00bb text_orientation=\u00a0\u00bbcenter\u00a0\u00bb custom_padding=\u00a0\u00bb30px|30px|30px|30px|true|true\u00a0\u00bb animation=\u00a0\u00bboff\u00a0\u00bb link_option_url=\u00a0\u00bbhttps:\/\/cspm-assurances.com\/index.php\/prendre-rendez-vous\/\u00a0\u00bb border_radii=\u00a0\u00bbon|10px|10px|10px|10px\u00a0\u00bb box_shadow_style=\u00a0\u00bbpreset3″ box_shadow_vertical=\u00a0\u00bb10px\u00a0\u00bb box_shadow_blur=\u00a0\u00bb80px\u00a0\u00bb box_shadow_spread=\u00a0\u00bb-10px\u00a0\u00bb box_shadow_color=\u00a0\u00bbrgba(44,54,92,0.2)\u00a0\u00bb locked=\u00a0\u00bboff\u00a0\u00bb global_colors_info=\u00a0\u00bb{}\u00a0\u00bb]<\/p>\n

        Prenez un rendez-vous t\u00e9l\u00e9phonique ou en agence<\/p>\n

        Prenez rendez-vous maintenant<\/strong><\/a><\/p>\n

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